The disclosure statement from the seller should list any previous or present building water and mold problems, and what has been done to correct the problems.

-If the water problems were not fixed and dried out within 48 hrs. chances are there is existing mold. 

As a buyers agent, request from the seller, a copy of the insurance industry's C.L.U.E. (Comprehensive Loss Underwriting Exchange) Property Report that provides a five-year insurance loss history for a given address.

-Every U.S.A. homeowner insurance claim inquiry or loss report by a homeowner (even including those that do not result in any loss payment) goes into the C.L.U.E. database.

T he sales contract should include a seller-requested clause that releases the seller, lender, and real estate agent/broker from all mold liability to the buyer.

-This release of liability should be contingent on the accuracy and completeness of the provided details in the seller's written mold disclosure and on the buyer's full and unrestricted right to do mold inspection and mold testing prior to completing the property

Do not suggest to the seller to mask any musty/moldy odors. Doing so may increase your liability.

Recommend a mold inspection by a Certified Indoor Environmentalist (CIE) or Mold Inspector.

-Make sure he or she is certified by a reputable organization and has received actual field training, beware of on-line certifications.